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Tokoin is a platform that establishes the digital business identity and reputation of micro, small & medium enterprises (MSME) as acceptable credibility scoring for suppliers and financial institutions.Tokoin aims to:-Build a digital business identity for MSME that represents a valid business reputation-Build a digital ledger for MSME that records real-time transaction data and provides opportunities to distribute the data to the relevant parties in the ecosystem, hence monetizing their data.-Build a digital ledger for MSME that records real-time transaction data and provides opportunities to distribute the data to the relevant parties in the ecosystem, hence monetizing their data.-Grow opportunities by lowering transaction costs, increasing buying power, and providing the previously inaccessibles access for business partnership-Suppress the financial inclusion barriers